Tuned for utility bills and local retail, with a modest annual fee that can be waived.
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gold credit
Answer the questionnaire to estimate a rupee value for this card.
You leave CardWorth and apply on the bank site. Last verified: 12 Jun 2026
Salaried or self-employed applicants, subject to the bank's own assessment.
Indicative only. The bank decides approval.
Type: cashback. Base rate: 0.5. Point or mile value: 0 PKR.
| Category | Type | Rate | Min monthly | Yearly cap |
|---|---|---|---|---|
| utilities | cashback | 4 | PKR 0 | PKR 6,000 |
| retail | cashback | 3 | PKR 0 | PKR 8,000 |
| groceries | cashback | 2 | PKR 0 | PKR 6,000 |
Cashback rates are percentages. Points and miles are per PKR 100. Caps are yearly PKR estimates.
Grocery. Grocery cashback up to the published cap.
Shopping. Local retail cashback.
Utilities. Higher rate on utility bills.
No airport lounge access is published for this card.
Installments: published as available.
Cash advances, government payments, and balance transfers may be excluded from reward earning. Confirm the current exclusions with the bank.
Sample record for demonstration. Fees, rewards, and eligibility change. Verify the schedule of charges before applying.
Official source (Schedule of Charges)
You leave CardWorth and continue on the bank's website.
Final eligibility, pricing, fees, and approval are determined by Allied Bank.
CardWorth