Bank Alfalah

Alfalah Cashback

A cashback card with stronger published rates on groceries, dining, fuel, and online shopping.

gold credit
Alfalah Cashback Mastercard
Mastercard Gold Conventional
PKR 4,500Annual fee
PKR 2,000Joining fee
PKR 50,000Minimum monthly income
PKR 2,000Supplementary card

Answer the questionnaire to estimate a rupee value for this card.

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You leave CardWorth and apply on the bank site. Last verified: 18 Aug 2026

Fees and eligibility

PKR 600,000Annual spend to waive the fee
3.5%FX charges
PKR 50,000Salaried minimum
PKR 80,000Self-employed minimum

Salaried or self-employed applicants, subject to the bank's own assessment.

Indicative only. The bank decides approval.

Rewards

Type: cashback. Base rate: 0.5. Point or mile value: 0 PKR.

CategoryTypeRateMin monthlyYearly cap
groceries cashback 5 PKR 0 PKR 15,000
dining cashback 5 PKR 0 PKR 10,000
fuel cashback 4 PKR 0 PKR 8,000
online_shopping cashback 3 PKR 0 PKR 8,000

Cashback rates are percentages. Points and miles are per PKR 100. Caps are yearly PKR estimates.

Benefits

Grocery. 5% grocery cashback up to PKR 15,000 a year in this sample.

Dining. 5% dining cashback up to PKR 10,000 a year in this sample.

Fuel. 4% fuel cashback up to PKR 8,000 a year in this sample.

Online. 3% online shopping cashback up to the category cap.

Shopping. Online shopping rate above the base rate.

Lounge and travel

No airport lounge access is published for this card.

Installments: published as available.

Current offers

10% off the grocery shop at Imtiaz Karachi

10% off, up to PKR 2,000. Sample offer. Show the published terms before relying on it.

Limits and source

Cash advances, government payments, and balance transfers may be excluded from reward earning. Confirm the current exclusions with the bank.

Sample record for demonstration. Fees, rewards, and eligibility change. Verify the schedule of charges before applying.

Official source (Bank Page)

You leave CardWorth and continue on the bank's website.

Final eligibility, pricing, fees, and approval are determined by Bank Alfalah.