JS Lifestyle

Shopping and entertainment cashback with installment support.

gold credit

JS Lifestyle Mastercard

Mastercard Gold Conventional

PKR 3,500Annual fee

PKR 2,000Joining fee

PKR 55,000Minimum monthly income

PKR 2,000Supplementary card

Answer the questionnaire to estimate a rupee value for this card.

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You leave CardWorth and apply on the bank site. Last verified: 01 Jul 2026

Fees and eligibility

PKR 450,000Annual spend to waive the fee

3.5%FX charges

PKR 55,000Salaried minimum

PKR 90,000Self-employed minimum

Salaried or self-employed applicants, subject to the bank's own assessment.

Indicative only. The bank decides approval.

Type: cashback. Base rate: 0.5. Point or mile value: 0 PKR.

Category	Type	Rate	Min monthly	Yearly cap
retail	cashback	4	PKR 0	PKR 10,000
online_shopping	cashback	4	PKR 0	PKR 10,000
entertainment	cashback	3	PKR 0	PKR 5,000

Cashback rates are percentages. Points and miles are per PKR 100. Caps are yearly PKR estimates.

Shopping. Retail cashback.

Online. Online shopping cashback.

Entertainment. Entertainment cashback up to the category cap.

No airport lounge access is published for this card.

Installments: published as available.

Cash advances, government payments, and balance transfers may be excluded from reward earning. Confirm the current exclusions with the bank.

Sample record for demonstration. Fees, rewards, and eligibility change. Verify the schedule of charges before applying.

You leave CardWorth and continue on the bank's website.

Final eligibility, pricing, fees, and approval are determined by JS Bank.