MCB Lite

A no-annual-fee card for smaller monthly spend, with a plain 1% base cashback rate in this sample.

classic credit

MCB Lite Visa

Visa Classic Conventional

PKR 0Annual fee

PKR 0Joining fee

PKR 30,000Minimum monthly income

PKR 0Supplementary card

Answer the questionnaire to estimate a rupee value for this card.

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You leave CardWorth and apply on the bank site. Last verified: 01 Aug 2026

Fees and eligibility

PKR 0Annual spend to waive the fee

3.5%FX charges

PKR 30,000Salaried minimum

PKR 45,000Self-employed minimum

Salaried or self-employed applicants, subject to the bank's own assessment.

Indicative only. The bank decides approval.

Type: cashback. Base rate: 1. Point or mile value: 0 PKR.

Cashback rates are percentages. Points and miles are per PKR 100. Caps are yearly PKR estimates.

Grocery. Everyday cashback applies to grocery spend through the base rate.

Other. No category booster in this sample.

No airport lounge access is published for this card.

Installments: published as available.

Cash advances, government payments, and balance transfers may be excluded from reward earning. Confirm the current exclusions with the bank.

Sample record for demonstration. Fees, rewards, and eligibility change. Verify the schedule of charges before applying.

You leave CardWorth and continue on the bank's website.

Final eligibility, pricing, fees, and approval are determined by MCB Bank.