Standard Chartered

SCB Journey Platinum

A travel card with miles-style earning, international lounge visits, and a higher annual fee.

platinum credit
SCB Journey Platinum Mastercard
Mastercard Platinum Conventional
PKR 18,000Annual fee
PKR 8,000Joining fee
PKR 200,000Minimum monthly income
PKR 6,000Supplementary card

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You leave CardWorth and apply on the bank site. Last verified: 01 Jun 2025

Fees and eligibility

PKR 2,500,000Annual spend to waive the fee
3.5%FX charges
PKR 200,000Salaried minimum
PKR 350,000Self-employed minimum

Salaried or self-employed applicants, subject to the bank's own assessment.

Indicative only. The bank decides approval.

Rewards

Type: miles. Base rate: 1. Point or mile value: 1.2 PKR.

CategoryTypeRateMin monthlyYearly cap
travel miles 6 PKR 0 PKR 80,000
hotels miles 5 PKR 0 PKR 40,000
dining miles 3 PKR 0 PKR 20,000
international miles 3 PKR 0 PKR 30,000

Cashback rates are percentages. Points and miles are per PKR 100. Caps are yearly PKR estimates.

Benefits

Travel. Highest airline earn rate in this sample catalogue.

Hotel. Hotel miles.

Dining. Dining miles.

International. International spend earns miles.

Premium. Platinum travel servicing.

Lounge and travel

International · 6 visits · Guest yes.

Participating international lounges.

Installments: not marked as available.

Limits and source

Cash advances, government payments, and balance transfers may be excluded from reward earning. Confirm the current exclusions with the bank.

Sample record for demonstration. Fees, rewards, and eligibility change. Verify the schedule of charges before applying.

Official source (Bank Page)

You leave CardWorth and continue on the bank's website.

Final eligibility, pricing, fees, and approval are determined by Standard Chartered.